PERSONAL BANKRUPTCY

BANKRUPTCY LAW

At Springfield Law Group we know that financial hardships can happen to anyone. For some individuals and small businesses bankruptcy may be the best solution to help resolve those hardships and get a fresh start without the burden of unaffordable debt.

We have filed thousands of Chapter 7 and Chapter 13 cases. We’ll walk you through the bankruptcy process every step of the way. We offer free in-office consultations where we would be happy to answer all of your bankruptcy-related questions and determine what options you have in your individual situation.


PERSONAL BANKRUPTCY

When personal bankruptcy becomes a reality in your life, the road forward can seem daunting and never-ending. But, it doesn’t have to be. The attorneys at Springfield Law Group are here to guide you through the process of financially starting over.

Filing for bankruptcy can relieve you from the pressure of creditors, and stop foreclosures and lawsuits. It can also liquidate your debt, or provide you with a manageable repayment plan. We want you to be able to move forward with your life and keep your home and personal property if at all possible.

There are many avenues to take with personal bankruptcy and we will help you choose the one that is right for you. We’re here to help you find financial AND mental relief.

BUSINESS BANKRUPTCY

If you find that your small business is being buried in debt, bankruptcy may be your best option. Springfield Law Group will ask the right questions to determine if it’s the right move for your business.

Are you personally liable for your business’s outstanding payments? Are you looking to keep your business open or close its doors? What is your business’s legal form? These are all elements that need to be considered when deciding if you can file for bankruptcy.

We offer free in-office consultations where we can start a conversation about your financial circumstances and make a plan for your business’s future.


WHAT’S THE DIFFERENCE BETWEEN CHAPTER 7 AND CHAPTER 13?

Chapter 7 is the most common bankruptcy that allows you to wipe out unsecured debts, such as credit cards, personal loans and medical bills. In many cases, you are able to retain your car and home. This bankruptcy takes approximately four (4) to six (6) months to complete after payment of fees and costs. We offer payment plans for those fees and costs.

Chapter 13 is a repayment plan that allows a reorganization of your debts and a portion of your unsecured debt to be paid back over a period of time. This bankruptcy can help save a home from foreclosure, or a car from being repossessed, and allow you a chance to get caught up on past-due payments.


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WHAT OUR CLIENTS SAY

"Connie really cared about my bankruptcy case."